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I hate “limited liability”. It sounds either technical & legalistic (who really knows what it means?), or mealy-mouthed and self-serving (“we don’t want to take responsibility”). There’s got to be a better name for it – a name that is catchy and simple and easy to understand. I am offering a holiday in Bali to… » read more

By Siada El Ramly When revising the Payment Services Directive (PSD), the EU institutions have – quite rightly – emphasised the importance of security. This emphasis need not stifle innovation or deprive users of new products; but that is precisely the effect that the legislation will have – without making users any safer when they… » read more

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